Top Fintech Solution Companies
PFT: Bankers Leveraging Analytics and Building Profits

Top 10 Fintech Solution Companies - 2019

Fintech, the portmanteau of finance and technology, represents the collision of two worlds. Winners in the fintech space are primarily emerging at a regional level rather than global, similar to traditional retail banking. This is a direct effect of the regulatory complexity that exists within countries resulting in fintech solution providers investing more in regional compliance rather than launching a global effort.

The buzz around artificial intelligence (AI) applications in fintech is at an all-time high, but to date, a few standalone use cases have been scaled and monetized. Instead, more advanced modeling techniques, such as machine learning are supplementing traditional analytics in fintech. Alongside AI, blockchain has begun to take over the conventional banking system. Blockchain applications help reduce paperwork and also address a critical concern of fintech, security, by offering organizations an option of storing information on tamper-resistant ledgers.

Inspired by the innovative trends revolutionizing the industry, this issue of Banking CIO Outlook is elaborately crafted to assist you in fostering productive partnerships. In this edition, we have compiled a list of the top 10 fintech solution providers to highlight the companies making significant contributions to the fintech world in 2019. Equipped with innovative technological capabilities, these service providers are set to transform the fintech industry. This edition also blends thought leadership, from subject-matter experts with real-life stories, on what selected vendors are doing for their clients, including exclusive insights from CIOs and CXOs.

We present to you Banking CIO Outlook’s “Top 10 Fintech Solution Providers – 2019.”

    Top Fintech Solution Companies

  • Headquartered in Coral Gables, FL, Datapro, Inc.—a mid-size core banking systems development company—is helping financial institutions achieve this through its comprehensive portfolio of fully-integrated banking solutions that are designed to meet the challenges confronting the modern banking industry. A family-owned business established in 1976, Datapro has dedicated itself, for over 40 years now, to developing integrated banking systems that enable financial institutions to operate more efficiently, achieve a better ROI, and improve their level of customer service. Over 160 customers currently utilize its integrated banking solutions—ranging from small banks to large commercial, financial institutions—across 31 countries worldwide, including Mexico, The Caribbean, Central and South America, as well as Europe

  • The Ninth Wave platform makes the connectivity easier for financial institutions, supplying a single, secure point of integration to share data with apps, aggregators, and other external software tools. With the help of the company, financial institutions can facilitate secure data connectivity to the apps and software solutions that their customers demand, from simple financial wellness tools to sophisticated business accounting software. They are the enabler of secure data connectivity between financial institutions and third-party applications, including aggregators, FinTechs, accounting solutions, and tax prep software. Ninth Wave operates as an independent entity, lead by a team of professionals with extensive experience in the financial services and technology industries

  • PFT integrates market intelligence with customer data, and then overlays their AI-based decision models to provide clients with identified growth opportunities, cost savings and improved decision-making. The company’s business model is simple—use technology and advisory services to help regional and community banks and credit unions grow core deposits, expand business banking relationships and reduce branch operating costs. Leveraging proprietary market data sets is an important building block that helps PFT’s clients identify untapped commercial and consumer deposit opportunities. PFT helps clients redeploy unproductive real estate capital by downsizing, closing and relocating oversized and unprofitable branches. The company’s retail and commercial banking solutions are designed to use technology to pinpoint opportunities for core deposits, business loan growth and branch network cost savings

  • Provides trade, supply chain finance, and treasury solutions to help banks and corporates optimize their trade processes

  • Leveraging technology to expand and enhance its leadership position within the evolving challenger bank/fintech ecosystem

  • KonyDBX


    With modern, frictionless applications powered by the industry's key platform, Kony DBX provide banks and credit unions of any size to increase the speed of innovation without compromising the important matter. Kony DBX was built from the ground up to level the big bank ​playing field. The company has implemented easy-to-use web and mobile applications that are created on the leading digital banking platform. The platforms provide easy accesses to digital transformation, helps to embrace rapid innovation. The innovative policies also help to drive frictionless customer experience and take control of the client's future

  • Enterprise Engineering

    Enterprise Engineering

    Delivering software and services, including consulting and IT services, software application design and development, database design and more to Fortune 500 institutions

  • Logicpath


    Logicpath is also formally known as CetoLogic, is a supplier of software solutions and analytics for financial and retail industries. The company's solution consists of C3 Financial, which includes a SaaS (Software as a Service) cash management and forecasting solution that manages branches, ATMs, devices and vaults. Deposit the solution also consists of Reclassification and it contains a retail sweep program designed to eliminate reserve balances and compliant with Regulation D. Lastly it consists of the pALMs and includes an ALM simulation software that provides insight into today's challenging market conditions

  • Spend Labs

    Spend Labs

    Spend Labs uses ML or AI techniques to supply insights into corporate spend. The company tools that permits to control every action of the employees, like how and where employees they spend their corporate cards. This can be done by allowing the administrators to configure and dynamically manage the MCC groups, the credit and velocity limits. Spend Labs also offer seamless expense reporting solutions that assists in ensuring corporate and legal compliance. Their solution for issuing bank consists of customers onboarding, business insights and easy management. The company's simple and analytics-driven approach leads to increased card spend, enhanced customer satisfaction, more cards issuance and reduction in operating costs

  • Triton Networks

    Triton Networks

    Triton design powerful, flexible, secure, and highly scalable voice, data, internet and integrated communication services for businesses nationwide. Moreover, they can also bring comprehensive voice, data, MPLS networking, communication, and cloud solutions to companies with a single location or organizations with a larger distributed footprint. The company assists several businesses and organizations nationwide leverage critical changes in telecommunication technology to increase productivity, reduce operating costs, and protect the bottom line. They help customers work smarter, faster and more efficiently with complete business telecommunication solutions including reliable, secure business-class internet, local and long-distance phone service, remote monitoring and more